Terms of Service

The content on this Website is provided for informational and educational purposes only and should not be construed as:

• —Investment advice
• —Financial planning advice
• —Tax advice
• —Legal advice
• —A recommendation to buy or sell securities
• —An offer or solicitation regarding investment products or advisory services

Use of this Website does not create an advisory, fiduciary, brokerage, or client relationship between you and Point Nemo Capital LLC. Any advisory relationship may only be established through separate written agreements and required regulatory disclosures.

All investments involve risk, including possible loss of principal. Past performance does not guarantee future results.

Any projections, retirement calculations, estimates, forecasts, hypothetical examples, or illustrations presented on this Website are for informational purposes only and should not be relied upon as guarantees of future performance.

Certain materials on this Website may be intended for:

• —High-net-worth individuals
• —Accredited investors
• —Sophisticated investors
• —Institutional audiences

Nothing on this Website constitutes a determination that any investment strategy or financial plan is suitable for any specific person.

Point Nemo Capital, LLC is registered with the U.S. Securities and Exchange Commission as an investment adviser. Registration with the SEC does not imply a certain level of skill or training.

Point Nemo Capital LLC does not represent that materials on this Website are appropriate or available for use in all jurisdictions. Nothing on this Website should be interpreted as a solicitation or offer in any jurisdiction where such activity would be unlawful.

Website calculators and projections:

• —Are educational only
• —Rely on assumptions and user inputs
• —May produce inaccurate or incomplete results
• —Are not financial planning recommendations

Users agree not to:

• —Use the Website unlawfully
• —Attempt unauthorized access
• —Introduce malware
• —Scrape Website content
• —Interfere with Website functionality

All Website content including branding, logos, calculators, software, educational materials, graphics, text, and layouts are property of Point Nemo Capital LLC or its licensors.

This Website may contain links to third-party tools or websites. Point Nemo Capital LLC is not responsible for third-party content or security practices.

This website is provided "as is" and "as available."

Point Nemo Capital LLC disclaims all warranties including merchantability, fitness for a particular purpose, completeness, security, and availability.

Point Nemo Capital LLC shall not be liable for investment losses, financial losses, data loss, indirect damages, or consequential damages arising from Website use or reliance on Website content.

Use of this Website is also governed by the Privacy Policy and Cookie Policy.

These Terms shall be governed by the laws of the State of Texas.