Privacy Policy

This Website Privacy Policy applies to information collected through our website, contact forms, calculators, consultation requests, and online tools.

For clients of Point Nemo Capital, LLC, our separate Privacy Notice provided pursuant to Regulation S-P governs the handling of nonpublic personal information related to advisory accounts and client relationships. Clients may request a copy of the current Privacy Notice at any time by contacting Point Nemo Capital LLC directly.

Point Nemo Capital, LLC is registered with the U.S. Securities and Exchange Commission as an investment adviser. Registration with the SEC does not imply a certain level of skill or training.

We may collect personal information that you voluntarily provide, including:

• —Name
• —Email address
• —Phone number
• —Company or employer
• —State or location
• —Information submitted through contact forms, consultation requests, or calculator tools
• —Financial planning information, retirement assumptions, investment goals, or other information you choose to provide
• —Any message or inquiry submitted through the website

We may also collect technical and usage information automatically, including:

• —IP address
• —Browser type
• —Device type
• —Pages visited
• —Time spent on the website
• —Referring website
• —Cookies, analytics identifiers, and similar tracking technologies

We may use information collected through the website to:

• —Respond to inquiries or consultation requests
• —Provide information regarding investment advisory and financial planning services
• —Operate website tools and calculators
• —Improve website performance and user experience
• —Maintain business records
• —Comply with applicable legal and regulatory obligations

We do not sell personal information submitted through the website.

We may share information with:

• —Service providers
• —CRM systems
• —Hosting providers
• —Analytics providers
• —Compliance professionals
• —Legal advisers
• —Regulatory authorities when required by law

We require service providers to maintain appropriate confidentiality and security protections.

Our website may use cookies, analytics tools, tracking technologies, and remarketing technologies to improve website performance and marketing effectiveness.

Users may control cookies through browser settings. Please refer to our Cookie Policy for additional detail.

Calculator outputs and projections are hypothetical estimates only and are not guarantees of future investment performance or retirement outcomes.

Users should not rely exclusively on calculator results for financial decision-making.

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no transmission or storage system can be guaranteed to be completely secure.

We retain information for as long as reasonably necessary to:

• —Fulfill business purposes
• —Comply with legal obligations
• —Maintain records
• —Enforce agreements

By submitting contact information, you authorize Point Nemo Capital LLC or its representatives to contact you by email, phone, or text message, subject to applicable law.

Our website may contain links to third-party websites or tools. Point Nemo Capital LLC is not responsible for the privacy practices or content of third-party websites.

This website is not intended for children under the age of 13.

We may update this Privacy Policy periodically. Updated versions will be posted on this page with a revised effective date.